How to Find a Job When You’re Unemployed
One of the biggest challenges to finding a job when you are unemployed is the length of time you have been without a job. The unfortunate reality is this: the longer you have been out of […]
How to Raise Your Credit Score with a Credit Card
You are finally seeing the light at the end of the tunnel. Your last debts have been paid off a few months back and your bank account is steadily growing for a change. You aren’t stressing […]
Pay Yourself First to Grow Your Savings Automatically!
One of the best ways to avoid dipping your fingers into your savings (especially your emergency fund for non-emergencies) is to automate your savings accounts so that your money flows through your personal economy without much […]
When Should a Child Get a Cell Phone?
When I started college 15 years ago, cell phones were the province of rich business men. They were also huge. Now, a cell phone can easily fit in your pocket. And nearly everyone has a cell […]
5 Important Insurance Policies Everyone Should Have
With the many types of insurance policies available it can be difficult to figure out what the most important insurance policies to have really are. You can over-insure yourself, so what should you really focus your […]
What is a Second Mortgage? Advantages and Disadvantages
A second mortgage is an additional loan on your home subordinate to the primary mortgage on the property. Homeowners take out a second mortgage for a number of reasons, such as to improve their home, to […]
When is the Right Time to Refinance Your Home?
With the Federal Reserve doing everything it can to keep interest rates low in the United States, mortgage rates have reached historic lows week after week. If you are a current homeowner the dropping rates could […]
3 Ideas for Finding a Great Place for Your Retirement
With my parents nearing retirement — and my husband and I starting to really put our retirement savings in gear — I have spent a great deal of time lately thinking about where to retire. While […]
7 Money Traps to Avoid
When it comes to money, it is important to make sure you are doing what you can to make sure your money is working for you. However, it seems as though there are plenty of pitfalls […]
7 Ways You Could Be Wasting Money
It is vital that you look for sources of waste in your budget. The less wasteful spending the more financially efficient you become. Some experts estimate that the average household wastes between 10% and 15% of […]
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I'm just an average mom, trying to live a frugal life and get out of debt. I write about things that have (and haven't) worked to improve my family's financial situation. What works for me may or may not work for you, and you should always consult a financial advisor before making important financial decisions.
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