You don’t have to own a business to deduct costs related to your job. It’s also possible, in some cases, to deduct the unreimbursed expenses you incur as part of doing your job. Realize, though, that […]
According to an infogographic compiled using information from the USDA, 6.9% of Americans’ household spending is on food. While this doesn’t seem like a huge amount, it nonetheless makes an impact. Consider: If you make $45,000 […]
DRIP investing is an easy way to reinvest your dividends into your dividend stocks in a way that grows the number of shares you have over long periods of time. DRIP stands for “dividend reinvestment plan” […]
One of the essentials of successful finances is the emergency fund. Your emergency fund can provide a measure of protection and security from financial setbacks. When you have an emergency fund, you can draw on it […]
One of the best ways to save money on food is to plan your meals. A meal plan can help you avoid the last-minute rush to get takeout, resulting in meals that are fairly inexpensive, and […]
When many of us think of the Internet, we think of time-sucking social networks, and the fact that it’s easy to get lost in reading all of the interesting information out there. However, the Internet isn’t […]
When it comes to retirement security, many Americans probably aren’t surprised to learn that American is not number one. In fact, the United States ranks 19th out of world countries in a retirement security index prepared by […]
For the most part, I am a boring investor. I mostly stick to stocks and bonds, usually investing in index funds or ETFs. However, I do have a few other investments in my portfolio. I am […]
One of the major life milestones that our society still encourages is marriage. The idea of marriage as a cornerstone of society is one that has been around for millennia. However, these days it seems as […]
Every year, when I have the accountant prepare my tax return, I sign forms giving the accountant the ability to represent me in case the IRS decides to audit me. It’s a rather comforting ritual, since […]
I'm just an average mom, trying to live a frugal life and get out of debt. I write about things that have (and haven't) worked to improve my family's financial situation. What works for me may or may not work for you, and you should always consult a financial advisor before making important financial decisions.
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