I’m pleased to report that about an hour ago I received an email from the Chase Executive Offices. Upon further review of my case, they have decided to credit me back the remaining $98 in overdraft charges, due to the fact that I have been a longstanding customer of Chase/Wamu.
So, the final result is I’m out 10 bucks for the NSF charge on the bad check from Taylor, Bean, & Whitaker. I’m certainly not going to complain about that to Chase. I’m very pleased with Chase’s decision to credit back all the overdraft charges.
As for Taylor, Bean, & Whitaker, I called them today to see what the status was on my missing escrow refund. Apparently the funds are still frozen, and there is a court battle going on to release them. No time frame was given as to when customers can expect their escrow funds to be released.
I also called the FDIC again, and I still have not heard back from them. The next step is writing a letter to my congressional representative to see if he can help speed up the process.
I’m beginning to understand why people hid money in their mattresses during the Great Depression. I don’t recommend it, but I understand.
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I'm just an average mom, trying to live a frugal life and get out of debt. I write about things that have (and haven't) worked to improve my family's financial situation. What works for me may or may not work for you, and you should always consult a financial advisor before making important financial decisions.
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